Financial Focus: Summer 2025

In this issue…

Investors and governments alike have had a turbulent ride as the effects of President Trump’s tariff see-saws play out. Continued international volatility and rising living costs mean taking time to focus on financial planning is increasingly crucial.

In this edition of our newsletter we look at key lessons from the US president’s ‘Liberation Day’. For many people, their pension is their most important, long-term investment. Recent research has highlighted the growing numbers likely to find their pensions unable to fully fund their later years. Our feature considers strategies across the years of pension savings to improve your retirement position. Once you do retire, planning how to take your income to meet spending needs is a big decision. There’s no single solution, so tailored plans and regular reviews will help you adjust as circumstances change.

If your planning includes hoping to help a child with a wedding or civil partnership, starting to set money aside early is crucial as prices increase. And even if the event doesn’t materialise, there’s a savings fund ready to help with other milestones.