Income Protection

Many off-the-shelf or package policies will contain exclusions or restrictions in cover if the property includes any of the above features. In the event of a claim this can lead to reduced settlements, or possibly even the complete refusal of an insurer to provide cover.


We provide you with peace of mind

We can provide guidance to help you understand where weaknesses exist in your current arrangements and discuss an insurance policy that better suits your needs, and obtain specialist cover from insurers who are entirely aware of and comfortable with your homes unique features – providing you with peace of mind.

The truth is, sadly, you only know the true value of insurance in the unfortunate event of a claim. Underinsurance occurs when you have not taken out the right amount of insurance cover for your
needs and is why regular valuations are so important.

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