In this issue…

Our winter newsletter includes a closer look at the outcomes of the Chancellor’s Autumn Statement. We also look at the changing face of retirement planning, from the rising popularity of annuities in the face of greater returns, to changes in legislation that will make it even easier to save earlier for your pension. With the FTSE100 index coming up to its 40th birthday, we look at investment lessons from taking the long view. And on that subject, while around 50% of people in the UK don’t have a will, we have a salutary lesson in the importance of not leaving things up to the intestacy rules.

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