Insights
What is Underinsurance and why does it occur?
Underinsurance occurs when the level of insurance cover, or sum insured, is less than the value of the items or property being protected. In simpler terms, it means you don’t have enough insurance to fully cover the cost of rebuilding, replacing, or recovering your...
Autumn 2024 Budget Snapshot
The Chancellor of the Exchequer, Rachel Reeves, presented the Autumn Budget to Parliament shortly after 12.30 this afternoon. The Budget sets out the Government's tax and spending plans and is the second Budget of 2024 following Jeremy Hunt's Spring Budget on 6 March....
Financial Focus: Winter 2021/22
At this time of year many of us feel like staying in out of the cold and spending time with our families and friends, particularly after the difficult festive season last year.For those reaching pension age, and even those who think they don't have to worry about it...
In Focus: Summer 2021
After the last 18 months, looking ahead is very appealing to many of us. However one critical area of future financial planning is often overlooked. Since the inheritance tax (IHT) threshold is now frozen for the next five years, many more estates will be subject to...
In Focus: Spring 2021
A year after the Covid-19 pandemic took hold, the careful and gradual moves out of lockdown are hopeful. The impact on the economy, both short and long term, is yet to play out, but there are some planning lessons for individuals that we can take from the last year....
Budget Snapshot: March 2021
The Budget Statement was delivered today shortly after 12.30 this afternoon by the Chancellor of the Exchequer, Rishi Sunak. This Budget takes place after a year that has seen the largest drop in annual national output since the Great Frost of 1709, Europe's coldest...
Introducing our chosen charity for 2021: Polio & Children in Need Charity (PACINC) helping Kigezi Orphans
Constructing an orphanage to house and school orphaned children in Kabale, Western Uganda. Kigezi Orphan Children's Charity (KOCC) was formed in 2014. The orphanage provided shelter for these abandoned children, but the dwelling was sparse and unhygienic. The...
Covid-19 Measures: Updated to 5 January 2021
As the third Covid-19 lockdown took effect on 5 January 2021, the Chancellor announced a further £4.6 billion in grants to the retail, hospitality and leisure sectors. This new round of support follows extensions to the job retention and loan schemes revealed on 17...
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