Insights

What is Underinsurance and why does it occur?

Underinsurance occurs when the level of insurance cover, or sum insured, is less than the value of the items or property being protected. In simpler terms, it means you don’t have enough insurance to fully cover the cost of rebuilding, replacing, or recovering your...
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Autumn 2024 Budget Snapshot 

The Chancellor of the Exchequer, Rachel Reeves, presented the Autumn Budget to Parliament shortly after 12.30 this afternoon. The Budget sets out the Government's tax and spending plans and is the second Budget of 2024 following Jeremy Hunt's Spring Budget on 6 March....
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Why should you consider cyber insurance cover for your business?

Cyber Security Awareness Month October is Cyber Security Awareness Month, a time when businesses are reminded of the critical importance of safeguarding their digital assets. As businesses rely more on technology for operations, communication and data storage, they...

Financial Focus: Spring 2024

In this issue...As the advent of spring brings not only longer days but also a new tax year, there is still much to get to grips with in the fallout from the Spring Budget. Although most of the measures that appeared were thoroughly teased, there were still a few...

Mini-Budget 2022

Mini-Budget 2022

Mini-Budget 2022 Chancellor of the Exchequer's Statement - 23 September 2022 This Statement, which has been called a 'mini-Budget', is the first fiscal event of Liz Truss's premiership and takes place against a background of continuing high inflation and energy costs,...

Financial Focus: Summer 2022

Financial Focus: Summer 2022

In this issue...Financial concerns are taking hold in an increasing number of households. The Chancellor's promise of a £400 discount on everyone's gas bill this year will be a welcome relief for many, but with petrol prices at eye-watering levels it's not going to...

Spring Statement 2022 Snapshot

Spring Statement 2022 Snapshot

The Chancellor of the Exchequer, Rishi Sunak, presented the Spring Statement to Parliament on 23 March. The Spring Statement is one of the two statements the Chancellor makes each year to Parliament on the publication of economic forecasts, the second being the Autumn...

Financial Focus: Winter 2021/22

At this time of year many of us feel like staying in out of the cold and spending time with our families and friends, particularly after the difficult festive season last year.For those reaching pension age, and even those who think they don't have to worry about it...

In Focus: Summer 2021

In Focus: Summer 2021

After the last 18 months, looking ahead is very appealing to many of us. However one critical area of future financial planning is often overlooked. Since the inheritance tax (IHT) threshold is now frozen for the next five years, many more estates will be subject to...

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