Insights

What is Underinsurance and why does it occur?

Underinsurance occurs when the level of insurance cover, or sum insured, is less than the value of the items or property being protected. In simpler terms, it means you don’t have enough insurance to fully cover the cost of rebuilding, replacing, or recovering your...
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Autumn 2024 Budget Snapshot 

The Chancellor of the Exchequer, Rachel Reeves, presented the Autumn Budget to Parliament shortly after 12.30 this afternoon. The Budget sets out the Government's tax and spending plans and is the second Budget of 2024 following Jeremy Hunt's Spring Budget on 6 March....
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Why should you consider cyber insurance cover for your business?

Cyber Security Awareness Month October is Cyber Security Awareness Month, a time when businesses are reminded of the critical importance of safeguarding their digital assets. As businesses rely more on technology for operations, communication and data storage, they...

Spring Budget 2024

The Chancellor of the Exchequer, Jeremy Hunt, presented the Spring Budget to Parliament shortly after 12.30 this afternoon. The Spring Budget sets out the Government's tax and spending plans and could be the last major fiscal event before the General Election although...

Timeless Elegance, Rising Risks: Surge in Luxury Watch Thefts

Timepieces, often considered more than mere accessories, have become coveted treasures for both connoisseurs and criminals alike. This insight aims to shed light on the alarming rise in luxury watch thefts, particularly in the heart of London, and the implications it...

In Focus: Spring 2021

In Focus: Spring 2021

A year after the Covid-19 pandemic took hold, the careful and gradual moves out of lockdown are hopeful. The impact on the economy, both short and long term, is yet to play out, but there are some planning lessons for individuals that we can take from the last year....

Budget Snapshot: March 2021

The Budget Statement was delivered today shortly after 12.30 this afternoon by the Chancellor of the Exchequer, Rishi Sunak. This Budget takes place after a year that has seen the largest drop in annual national output since the Great Frost of 1709, Europe's coldest...

Covid-19 Measures: Updated to 5 January 2021

As the third Covid-19 lockdown took effect on 5 January 2021, the Chancellor announced a further £4.6 billion in grants to the retail, hospitality and leisure sectors. This new round of support follows extensions to the job retention and loan schemes revealed on 17...

In Focus | Winter 2020

In Focus | Winter 2020

As we come to the end of this difficult year, the effects of the pandemic are still playing out. While there is good news on the efficacy of vaccine trials, there is still some way to go before we regain a sense of normality. Many have seen a dip in incomes, with both...

Beat the scammers

Investment and pension scams are becoming ever more sophisticated, from fancy fake websites to the ‘cloning’ of authorised businesses. Rule number one is always to reject unexpected offers. Rule two is that, if it looks too good to be true, it probably is. If in...

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