Insights

What is Underinsurance and why does it occur?

Underinsurance occurs when the level of insurance cover, or sum insured, is less than the value of the items or property being protected. In simpler terms, it means you don’t have enough insurance to fully cover the cost of rebuilding, replacing, or recovering your...
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flag of Australia on top of building

Autumn 2024 Budget Snapshot 

The Chancellor of the Exchequer, Rachel Reeves, presented the Autumn Budget to Parliament shortly after 12.30 this afternoon. The Budget sets out the Government's tax and spending plans and is the second Budget of 2024 following Jeremy Hunt's Spring Budget on 6 March....
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Why should you consider cyber insurance cover for your business?

Cyber Security Awareness Month October is Cyber Security Awareness Month, a time when businesses are reminded of the critical importance of safeguarding their digital assets. As businesses rely more on technology for operations, communication and data storage, they...
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Turning the page to new Labour government

After 14 years of Conservative rule, Labour has taken the reins under Keir Starmer with a massive majority as the electoral map shifted from blue to decisive red on 4 July. The last time the Labour Party replaced a Conservative government, within a few days it sprung...

Financial Focus: Spring 2023

Financial Focus: Spring 2023

In this issue...The reappearance of a full Budget in March almost three years after the start of the pandemic marked a return to ‘business as usual’. The circumstances, however, with record inflation and a cost of living crisis, are anything but usual. Although many...

Spring Budget 2023

Spring Budget 2023

Spring Budget 2023 Enterprise, Education, Employment, Everywhere... All at once! Introduction The Chancellor of the Exchequer, Jeremy Hunt, presented the Spring Budget to Parliament earlier today. This Spring Budget is the first full Budget since October 2021. Since...

Financial Focus: Winter 2022

Financial Focus: Winter 2022

In this issue...The Chancellor's Autumn Statement delivered both expectations and some surprises: two-year extensions on the tax threshold freezes, scaled back financial support for energy bills and cuts on both  dividend allowances and capital gains exemptions. Our...

Financial Focus: Autumn 2022

Financial Focus: Autumn 2022

In this issue...Many have turned to savings to help meet their increased costs and in this edition we look at different aspects of the problem. For those eligible to draw down pension lump sums, the short term gain in funds could store up future problems in depleted...

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