Insights

What is Underinsurance and why does it occur?

Underinsurance occurs when the level of insurance cover, or sum insured, is less than the value of the items or property being protected. In simpler terms, it means you don’t have enough insurance to fully cover the cost of rebuilding, replacing, or recovering your...
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Autumn 2024 Budget Snapshot 

The Chancellor of the Exchequer, Rachel Reeves, presented the Autumn Budget to Parliament shortly after 12.30 this afternoon. The Budget sets out the Government's tax and spending plans and is the second Budget of 2024 following Jeremy Hunt's Spring Budget on 6 March....
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Why should you consider cyber insurance cover for your business?

Cyber Security Awareness Month October is Cyber Security Awareness Month, a time when businesses are reminded of the critical importance of safeguarding their digital assets. As businesses rely more on technology for operations, communication and data storage, they...

Financial Focus: Winter 2023

In this issue...Our winter newsletter includes a closer look at the outcomes of the Chancellor's Autumn Statement. We also look at the changing face of retirement planning, from the rising popularity of annuities in the face of greater returns, to changes in...

Autumn Statement Snapshot 2023

The Chancellor of the Exchequer, Jeremy Hunt, presented the Autumn Statement to Parliament earlier today. This Autumn Statement is not likely to be the last fiscal event before next year's expected General Election, but it is taking place as Labour continues to hold a...

Financial Focus: Summer 2020

Financial Focus: Summer 2020

No one could have predicted how the last few months have turned out. The disruption to everyday life seems set to continue, with coronavirus lockdown measures easing but still bringing us nowhere near to our to 'pre-Covid-19' lives. The same can be said for the stock...

COVID-19: Unoccupied Commercial Property Conditions

Due to Government advice and restrictions resulting from the COVID-19 lockdown, the continued closure of many businesses throughout the UK and indeed around the world has seen a large number of unoccupied businesses and commercial buildings. Unoccupied buildings,...

Covid-19 measures: to May 2020 update

Following the range of updates over the last several weeks, we have now rounded up the latest information from the government on specific schemes where additional detail was released. This update covers measures through to 22 May. Coronavirus Job Retention Scheme...

Covid-19 measures: 4 May 2020 update

Following the range of updates over the last several weeks, we have now rounded up the latest information from the government on specific schemes where additional detail was released. This update covers measures discussed on 4 May. Bounce Back Loan Scheme (BBLS) The...

Updated Covid-19 measures: to 27 April 2020

Changes since last bulletin on 20 April 2020 Bounce back loan scheme launched with 100% government guarantee. Possible shape of Coronavirus Job Retention Scheme after the end of June. Abandonment of requirement for forward-looking financial information or business...

Covid-19 measures: to 20 April 2020 UPDATED

Changes since last bulletin on 3 April 2020 Cut-off date for individual eligibility for Coronavirus Job Retention Scheme (CJRS) moved to 19 March 2020. CJRS extended to 30 June. Revised eligibility requirements for Self-employed Income Support Scheme. New £1.25...

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